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Name Dr. Abhijit Sinha
Designation Associate Professor
Department Name COMMERCE
Office Phone No +91 3222 298-421 / Centrex Extn. 421
Email ID
Fax -
Mobile No 9433307607
Personal Website
Address Department of Commerce, Vidyasagar University, Midnapur - 721102
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Educational Qualification              
Degree NameInstituteYear of passing/awarded
Ph.DUniversity of Kalyani2013
MBA (Finance)IISWBM (University of Calcutta)2004
M.ComUniversity of Kalyani2002
B.Com (Hons.)Goenka College of Commerce and Business Administration, University of Calcutta2000
ISCAssembly of God Church, Kolkata1997
Career Profile / Teaching Experience        
Associate Professor in Commerce since June 16, 2019
Assistant Professor in Commerce from June 16, 2005 to June 15, 2019 and Guest Teacher in the Dept. of Business Administration, Vidyasagar University since inception of the course
Specialization/Research Area
Field of SpecializationResearch Area/ Areas of Interest
Financial Services and other allied areas
Security analysis and Portfolio Mmanagement
Banking and Insurance, Social issues in Finance, Corporate Finance
Course/ Subject Taught 
Organisational Theory
International Financial Management
Corporate Direct Taxation
Security Analysis and Portfolio Management
Strategic Management
Strategic Financial Management
Conference/ Symposium /Journal Paper / Books Published
International Publication
TitlePublished inYearPublished by
Performance Assessment Of Primary Agricultural Credit Societies In West Bengal: An Efficiency Approach.Asian Journal of Multidimensional Research, 8(2), February, 353-3612019TRANS Asian Research Journals
Determinants of Financial Literacy and Use of Financial Services: An Empirical Study amongst the Unorganized Sector Workers in Indian ScenarioIranian Journal of Management Studies2019College of Farabi, University of Tehran
Performance evaluation of Private Life Insurance Industry in IndiaInternational Journal of Asian School of Business Management, XI(1), 2018, January-June, 40-512018Asian School of Business Management
A study on disbursement of personal loans by scheduled commercial banks in India: an empirical analysisReview of Professional Management, 16(2), July-December, 71-782018New Delhi Institute of Management
A Critical Study On Priority Sector Lending By Scheduled Commercial Banks In IndiaAsian Journal of Research in Banking and Finance, Vol. 8, No. 2, February, 2018, 1-122018Asian Journal of Research in Banking and Finance
An Enquiry into the Effect Of Capital Structure On Firm Value - A Study Of Power Sector Companies In IndiaParikalpana, Vol.13(II), July-December, 20172017KIIT, Bhubaneshwar, Odisha
Is there a ‘Technological Gap’ between the Public and Private sector banks in India? A Metafrontier ApproachSingapore Management Journal, 6(2), 27-422017East Asia Institute of Management, Singapore
Improving Health Care Services In India: Public–Private Partnership Is The Way Out.Adhyayan: A Journal of Management Sciences, 7(2), December, 2017, 68-762017School of Management Science, Lucknow
A Study into Financial Literacy of Purba Medinipur District in the state of West Bengal (India): Determinants and its impact on Access to Financial ServicesInternational Research Journal of Management and Commerce, 4(8), August, 329-3462017International Research Journal of Management and Commerce
The Road-map of Productivity and Productivity Changes of Indian Non-life Insurance Companies: A Study Using Bootstrapped Malmquist ModelSanchayan, 3(2), January-June, 77-862016Prestige Institute of Management, Indore

National Publication
TitlePublished inYearPublished by
An Indepth Insight Into Non-Performing Assets In Banking Sector In IndiaThe Indian Management Researcher. 5(1), 34-48, January-June2019Gitam, Hyderabad Business School
How does financial literacy influence financial inclusion? A study of the unorganised sector in Purba Medinipur District of West BengalThe Indian Journal of Commerce, 72(1), Jan-March, 85-992019Indian Commerce Association
Region-Based Analysis Of Agricultural Credit By Scheduled Commercial Banks In India: A Critical ReviewUttaranchal Business Review, December, 75-882018Uttaranchal Institute of Management (UIM), Uttaranchal University.
Determination of factors affecting profitability: a study of life insurance industry in India8M: The Journal of Indian Management & Strategy, 23(4), October-December2018Jagannath International Management School
Are Infrastructural Factors Important For Attracting Industrial Credit? A Study Of Indian StatesSCMS Journal of Indian Management, XV(1), January-March, 59-672018School of Communication and Management Studies (Cochin, India)
Efficiency Of Private Banks In India – A Critical InquiryAbhigyan, XXXVI(3), October-December, 31-402018FORE School of Management, New Delhi
An Enquiry into the Impact of Financial Crisis on Investment Pattern of Life Insurance Corporation of IndiaAnusandhan, VII(XIV), September, 125-1352018Rabindranath Tagore University
Financial Literacy in the Unorganised Sector in Purba Medinipur district of West BengalParikalpana, 13(1), Jan.-June, 101-1152017KIIT, Bhubaneshwar, Odisha
Financial Literacy and Access to Financial Services in the Unorganised Sector in West Bengal: A study of Paschim Medinipur districtResearch Bulletin, 43(II), July, 44-582017The Institute of Cost Accountants of India
Strategy for Growth vis-à-vis management of capital structure: Contrasting cases of Real Estate Sector and Software Industry in IndiaThe Management Accountant. October, 92-982017The Institute of Cost Accountants of India

Other Publication

Books Published
Title of the BookPublished byYearRole
A study on non-life insurers in India during the deregulated periodLambert Academic Publishing2016Sole author
Financial Performance Analysis of Life Insurers in India (ISBN 978-3-639-71237-7)Scholars Press, Germany2014Co-authored with Prof. Sunil Kumar Gandhi
Financial Inclusion and Microfinance in Developing EconomiesSPS Publishers, Kolkata2012One of the Editors
Ph. D. Thesis Guidance
Ongoing / Submitted Ph. D. Thesis
Scholar NameThesis TitleCo SupervisorStatusComplete in Year
Amitabha BhattacharyyaPerformance analysis of Primary Agricultural Credit Societies of Selected Districts In West Bengal Submitted 
Tarun Kumar RayThe Impact Of Competition On Performance Of Selected Service Sector Industries Of India Ongoing2022 (Expected)
Md. Wakil AhmedA Study on the Financial Inclusion in West Bengal with Special Reference to the Muslim Community in Malda DistrictProf. Tagar Lal KhanOngoing2019
Sisir GhoraiA Study On Attitude And Perception Of Consumers Towards Green Marketing With Special Reference To Organic Food Ongoing2019
Sourav HansdaDividend Policy and its Impact on the Firm Value: Evidence from IndiaProf. Kalpataru BandopadhyayOngoing 

Awarded Ph. D. Thesis
Scholar NameThesis TitleCo SupervisorStatusComplete in Year
Dipak KunduTrends Of Lending Of Scheduled Commercial Banks In India With Special Reference To Priority Sector Lending Awarded2019
Debabrata JanaFinancial Literacy and Access to Financial Services in the unorganized sector in West Bengal: A study of Purba Medinipur and Paschim Medinipur districtsProf. Arindam GuptaAwarded2018
Project Work

Completed Project Works
Project titleWorked asFunding AgencyAmount in Rs.Duration in yearsPeriod
Year to Year
Minor Research Project on "THE STUDY OF NON-LIFE INSURERS IN INDIA DURING THE DEREGULATED PERIOD"Principal InvestigatorUGC1328152 year20132015
Invited Lectures 
TitleOrganized byVenueYear
Jan Dhan Yojana, Pension and Health Insurance SchemesDepartment of Field Publicity, Government of IndiaKolkata2017
Social Security SchemesDepartment of Field Publicity, Government of IndiaManikpara2017
Financial Inclusion and InsuranceDepartment Of Commerce, Ghatal R.S.Mahavidyalaya and IAA, MidnaporeGhatal2016
Financial Inclusion in India: A Critical AnalysisDepartment of Commerce, Mugberia College along with IAA, Midnapore BranchMugberia College2015
A Study on Performance of Public and Private Sector Life Insurance Companies in IndiaIndian Accounting Association, Midnapore BranchKolkata Regional Centre, IGNOU2014
Membership of Learned Society 
Lifetime Member of IAA, Midnapore Branch
Association with Professional Bodies
Type of Professional ActivityPeriod
Lifetime Member of IAA, Midnapore Branch, West Bengal2013 to 2013
Conference /Seminar/Workshop Attended/Organised

Conference /Seminar/Workshop Attended

Title of the Seminar/Conference/WorkshopYearRoleHeld at and Organiser
Does Presence of Women on the Board affect firm performance? A Study of BSE 30 Companies2019Paper-presenterDepartment of Commerce, Vidyasagar University
A Critical analysis of Non-Performing assets in the Indian banking sector2019Paper-presenterInternational School of Business & Media, Kolkata & Indian Economic Association
Performance assessment of Primary Agricultural Credit Societies in West Bengal: An Efficiency Approach2019Paper-presenterDepartment of Commerce, Vidyasagar University
Performance assessment of Primary Agricultural Credit Societies in West Bengal: An Efficiency Approach2019Paper-presenterDepartment of Commerce, Vidyasagar University
Does Presence of Women on the Board affect firm performance? A Study of BSE 30 Companies2019Paper-presenterDepartment of Commerce, Vidyasagar University

Conference /Seminar/Workshop Organised

Title of the Conference/Seminar/WorkshopYearRole in the EventFunding Agency
Intl. Conference on Emerging Issues in Accounting and Finance and Research Methodology Workshop2017Joint Organizing SecretaryUGC and Institute of Cost Accountants of India
Award NameAwarded ByYear
Arabinda Banerjee Silver Medal (for MBA Examination)IISWBM2004
First in First Class (in M.Com Examination) CertificateUniversity of Kalyani2002
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